CV Profile No.98088

Experience in the following industries :

• Banking, insurance, finance
• Distribution, selling, wholesale
• Edition, printing
• IT, software engineering, Internet
• Services other

Professional experience

• Credit Analyst, Loan Officer
• KCI Management Consultants
• 06.2021 - 08.2023
• Credit Analysis and Risk Assessment: * Analyzed financial statements, credit reports, and other relevant documents. * Assessed the financial health, repayment capacity, and risk profile of loan applicants. * Conducted in-depth interviews to gather additional information and assess character and motivation. Loan Decision-Making and Negotiation:** * Made informed lending decisions, balancing risk and customer needs. * Negotiated favorable loan terms, including interest rates, repayment schedules, and collateral requirements. Portfolio Management: * Monitored existing loan portfolios to identify potential risks. * Implemented proactive measures to mitigate risks and minimize losses. Customer Service: * Provided exceptional customer service by addressing inquiries and resolving issues promptly. * Ensured a seamless borrowing experience for all clients.

• Cashier
• Thobela & Sons Supermarket
• 02.2020 - 03.2021
• Cashier at Thobela & Sons Supermarket Inventory Management: * Maintained accurate inventory records to optimize stock levels. * Placed timely orders to prevent stockouts and overstocking. * Organized and oversaw the delivery and storage of goods to ensure efficient operations. * **Customer Service:** * Provided efficient and friendly service at the checkout counter. * Resolved customer queries and complaints promptly and professionally. * Promoted store products and services to enhance sales. Financial Operations: * Operated cash registers accurately and efficiently. * Processed payments and provided change to customers. * Reconciled daily cash and credit card transactions. Human Resources and Payroll: * Processed payroll accurately and timely. * Ensured compliance with HR policies and regulations. * Assisted with employee onboarding and offboarding processes.